Tornado Damage Is Catastrophic
Those who have walked the path forged by a tornado understand the definition of complete and total destruction. Innocent bystanders are horrified by the sights they see – but for those whose property was destroyed, there is a feeling of utter despair. In Oklahoma, located in well-known Tornado Alley, this scenario is not uncommon. In fact, insurance claims for tornado damage are common.
When you lose everything, you rely on your insurance company to provide the help they have promised.
Unfortunately, each year countless individuals find themselves surprised when their tornado damage claims are denied. They believed that since they purchased their insurance policies in good faith, their claims would be handled fairly. They never dreamed that in their time of need they would be turned away. This happens regularly, because insurance companies’ primary goals are profitability. Paying the significant claims resulting from tornadoes jeopardizes their bottom line. They do everything in their power to minimize these expenses, including acting in bad faith.
Thankfully, those whose claims were denied do not have to take their insurance companies’ responses as final; they have options. At Doug Terry Law, we are experienced in representing individuals whose tornado claims have been inappropriately denied. We know how to help.
Contact our team today at 405-463-6362 for a free consultation.
Why Choose Our Oklahoma Tornado Damage Insurance Lawyer
We Know How to Successfully Address Bad Faith Insurance Decisions
Denial of your tornado insurance claim is not a simple inconvenience. It places the financial burden for repair and replacement squarely on your shoulders. Based on the damage the storms cause, this can be overwhelming.
If you find yourself in receipt of a denial or underpayment letter, you have options, especially if the insurance company acted in bad faith. Unfortunately, your problems cannot be resolved with a simple call to your carrier.
Dealing with insurance companies is both complicated and time consuming — you need help. The Oklahoma tornado damage insurance lawyer at Doug Terry Law has handled countless cases like yours. Let us leverage all of our resources on your behalf. Consider what we bring to the table:
- Firsthand knowledge of the tactics insurance companies take in denying tornado claims and defending their decisions
- Extensive experience managing denied insurance claims cases for victims of tornadoes in Oklahoma
- A compassionate approach based on our understanding of the trauma our clients are facing
- Detail focused service ensuring nothing is overlooked
- Commitment to responsive communication
- Proven reputation for success
- Free consultations to all prospective clients.
The combination of the above makes us ideally suited to help you with your tornado insurance claim denial. Reach out to our team today to learn how we can help.
How Our Oklahoma Tornado Damage Insurance Lawyer Will Help You
Our Service Is Multi-Faceted and Designed to Achieve Positive Results
Embarking on the legal process, even under normal circumstances, can be intimidating. When the reason for the lawsuit is because your property insurance denied your claim after a tornado, just thinking about it can be overwhelming. This is where we can make a difference. Because we are not emotionally involved, we can address your issues rationally, but emphatically.
As a client of Doug Terry Law, you can rely on our team to handle the entire process on your behalf. First, we will meet with you to gain a complete understanding of your situation. We need to review your policy, as well as your submitted claim and the insurance company’s responses. While some policies do not specifically state that they cover tornados, they may indeed cover the types of damages these storms cause. We know what to look for in your policy.
Additionally, we can help substantiate the totality of your losses, which may be significant, in addition to identifying additional damages caused by the delay in claim payment.
Because your case is our responsibility, we make sure that all paperwork is completed correctly and in a timely fashion.
One commonality among insurance claims is the necessity of clear communication. You can direct all inquiries to us — we know how to respond to protect you. Likewise, skillful negotiation is a key process in settling insurance claim disputes. As a result of our experience, we know how to do this and have a history of positive outcomes. In fact, the vast majority of our cases are settled in the negotiation phase. That said, we will never accept a compensation offer that is not in your best interests. If we are unable to reach an appropriate agreement, we will not hesitate to go to court where we will litigate aggressively on your behalf.
As your tornado damage insurance lawyer in Oklahoma, we take your concerns seriously and adopt your goals as our own. This is a stressful time for you. We handle all aspects of your legal claim so you can focus on your family and your well-being.
Oklahoma Tornado Damage Insurance Claim Concerns
Our Team Addresses Your Frequently Asked Questions
The one thing all of our clients have in common is that they have a lot of questions about their denied tornado insurance claims. Below we have shared some of the ones asked of us most often, along with our responses.
What are some examples of bad faith actions by a property insurance company?
Insurance company behaviors that may be identified as bad faith include unreasonably delaying claims, purposefully undervaluing claims, not investigating claims, and denying appropriate claims. Your Oklahoma tornado insurance damage lawyer can review your situation and identify whether you were a victim of bad faith.
My insurance company said my damages were less than I believe they were, can you help?
Yes, as your tornado damage insurance lawyer in Oklahoma, we can review your submission as well as your insurance company’s response. We can also engage expert witnesses to help substantiate the damages that you have claimed.
Is there a time limit to file a bad faith lawsuit?
Yes, there is. Oklahoma law provides you with five years to file a bad faith insurance claim. While this seems like a lot of time, it is always better to engage a bad faith insurance attorney sooner rather than later.
What additional damages may I be entitled to if my claim is unfairly denied?
Damages in cases like this may include interest, attorney fees, and emotional distress, among others. Your attorney will be able to identify, calculate, and substantiate the damages requested for your lawsuit.
We recognize that you likely have many more questions about your specific tornado damage claim. Contact us today to schedule a free consultation during which we can learn more about what happened to you.
It’s Time to Take Action
Doug Terry Law’s Tornado Damage Insurance Lawyer in Oklahoma Can Help
When a tornado touches down on your property the damage it causes is catastrophic. Victims rely on their property insurance to help them rebuild their homes and their lives. If your insurance company has denied, delayed, or underpaid your claim, and you believe their actions were in bad faith, you do have recourse.
Contact our Oklahoma tornado damage insurance lawyer today. The sooner you engage our team, the sooner we can get to work for you. Let us leverage time and our experience and address your insurance company on your behalf. These organizations have a legal responsibility to act in good faith, and as their client you deserve to be treated fairly.
Our firm was founded based on the knowledge that insurance companies don’t always act appropriately and the belief that their policyholders deserve better.
Our goal is to effectively manage the legal process from beginning to end and maximize your settlement.
Reach out to our compassionate and seasoned professionals today at 405-463 -6362. While we have extensive experience handling tornado insurance denials, we need to learn the specific details of your case. The more we know, the more effective we can be. You can rely on our team to fight tirelessly on your behalf. We know how important your settlement is to you, your family, and your future.
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