What Happens if Your Insurance Claim Is Denied?

November 10, 2019

What Happens if Your Insurance Claim Is Denied? When you regularly make your insurance payments then face the unpleasant surprise of your insurer denying a claim, you may wonder, what next? What happens if your insurance claim is denied? We bank on our insurance policies to save us from financial ruin when things go wrong. In other words, we count on insurance companies to do the right thing when bad times come. When our insurance claims are denied, it can feel like a betrayal. Types of Insurance Claim Denials Auto Insurance Homeowner's Insurance Health Insurance Contact us about your claim denial. If we take your case, you pay nothing unless we win. One individual will hold many different policies over the course of their life. You probably have health insurance, auto insurance and maybe e... Read more

Proton Therapy Support Groups for Cancer Patients

July 24, 2019

It can be a relief knowing you're not alone. There are proton therapy support groups for cancer patients ready to help you. Cancer is a threat not only to your life and health, but to your finances, job and family. It’s often the greatest challenge a person has ever faced in their life, so it shouldn’t be surprising that there are cancer patient support groups nationwide. What’s starting to become more common are support groups for current and past patients who have received proton therapy as treatment. What Is Proton Therapy? Proton therapy is the the most precise form of radiation treatment for cancer patients.  Protons have been used to treat cancer in humans since the 1950s. Proton therapy is a form of radiation treatment used by radiation oncologists to kill cancer cells.  It can be more accur... Read more

Bad Faith Tactics with Car Insurance Claims

March 27, 2019

Insurance company claim departments too often create a culture among their adjusters that encourages them to do whatever it takes to pay less on the claims of the company’s policyholders, even when that means engaging in unreasonable and unfair claim handling practices. There are multiple ways insurance companies attempt to unfairly save money at the expense of their policyholders. Policyholders are many times entirely unaware of the fact the law requires insurance companies to treat them in compliance with the duty of good faith and fair dealing.  Therefore, when an insurance company engages in bad faith claim handling practices, policyholders sometimes think insurance companies are allowed to do anything they can to save money, which is not true. Also, policyholders sometimes feel too intimidated t... Read more

Did Your Auto Insurance Company Act in Bad Faith?

March 1, 2019

Being in a car accident is traumatic enough — after experiencing an incident and filing a claim, the last thing you want to deal with is an auto insurance company that refuses to pay. After all, you make regular payments to your insurer in good faith. They should fulfill their end of the bargain and protect you, their policyholder, if you suffer injury or damage in an accident. Unfortunately, scenarios in which auto insurance companies deny claims in bad faith are all too common. Each year, the National Association of Insurance Commissioners tracks the top reasons why insurance customers complain about their coverage... and each year, "denial of claims" makes the top three. Sometimes, insurers won't pay the full amount, stall on making a payment, or refuse to pay a claim altogether. What should a poli... Read more

Is Your Insurer Committing Bad Faith? What Can You Do?

February 20, 2019

This can be a complicated question sometimes, but the short answer is if you believe your insurance company is treating you unreasonably and unfairly, you should probably seek the advice of an experienced insurance bad faith lawyer. When you file an insurance claim for a covered incident—whether it be a health insurance, auto insurance, home insurance, or other claim—you expect to be treated fairly by your insurance company. After all, you did your part by paying your premiums and following the claims process. Unfortunately, insurance companies don't always have your best interests in mind; as such, they may operate in bad faith by short-changing you or even outright denying your claim. When this happens, it is important to understand your legal rights to request documentation from your insurer—as... Read more