How to Appeal a Denied Homeowners Insurance Claim in Oklahoma
August 8, 2025
Each year, thousands of Oklahoma homeowners face devastating property damage due to tornadoes, hail, fires, water leaks, and other disasters, only to be shocked when their insurance claims are denied. While policyholders expect their insurance carriers to fulfill their promises, the reality can be disheartening. You may have taken all the right steps, paid every premium on time, and submitted the required paperwork, but still have your claim denied. Unfortunately, homeowners' insurance companies are well known for denying claims. In general, many Oklahomans assume that their insurance companies are on their side. Sadly, that’s not always the case. Insurance companies’ loyalty lies with their shareholders, not their policyholders; their priority is protecting profits. It’s essential to understan... Read more
Top Reasons Why Home Insurance Claims Are Denied in Oklahoma
July 15, 2025
If your Oklahoma home insurance claim was denied, you’re not alone. Each year, countless homeowners across the state face unexpected and often unjustified denials from their insurance carriers. Whether due to storm damage, fire, water intrusion, or another covered event, the reality is the same: you’ve faithfully paid your premiums, only to be told your claim won’t be paid when you need help the most. Understanding why these denials occur—and knowing how to respond—can make all the difference. Insurance companies may have the upper hand when it comes to knowledge and resources, but you don’t have to take their word as final. In many cases, denials are based on bad faith practices or technicalities that can be challenged with the right legal help. Engaging a denied insurance claims attorne... Read more
Health Insurance Claim Denial Reasons
October 18, 2024
Health insurance claim denials happen frequently and are concerning to those who receive them. Medical care is costly, and being asked to cover unreimbursed claims is a burden. Understanding why your claim was denied is important; this knowledge can help you appropriately address the decision. The reasons for denial vary based on the situation at hand and the language of your policy. In some cases, they may be legitimate. Perhaps your claim wasn’t submitted appropriately, or maybe the care you received was not covered. That said, your insurance company may have also failed in its duty to serve you in good faith. Whether the denial was for a small amount of money for a simple procedure or a costly, possibly life-saving treatment, you should take action. If you think your claim denial was a mista... Read more
Top 5 Questions to Ask Before Hiring a Health Insurance Lawyer
August 28, 2024
The Importance of Choosing the Right Health Insurance Lawyer If your health insurance claim has been denied by your insurance company, you are likely feeling a host of emotions. You may be frustrated, because you did everything you were supposed to do. You may be aggravated, because you know that resolving your issues is going to take a lot of time-consuming work. And you may be worried, either because you cannot afford to shoulder your unreimbursed costs or because your health is in danger as your insurer refused to provide preauthorization for necessary treatment. The good news is that your insurance company's initial decision may not be their final word. You have the option to launch an appeal. The bad news is that this process is time consuming and requires knowledge and experience to complete s... Read more
How Do Health Insurers Decide If Treatment is Experimental or Investigative?
May 6, 2024
Medical Treatment Is Ever-Changing If you watch the daily news, you know that advances in medical treatments for a broad range of illnesses occur regularly. Researchers across the country and around the world work diligently to identify cures for diseases and treatments to alleviate the devastating effects many who are affected suffer. Each discovery is met with joy as it provides hope for those who are ill and their families. Perhaps nothing is as disappointing as having a health insurance company deny your claim stating the treatment is either experimental or investigative. Those who receive these notifications may be paralyzed with fear. Their physicians finally identified a treatment that could help, and now the insurance company will not approve payment. Because the price of medical treatment is o... Read more
Proton Therapy Support Groups For Cancer Patients
May 23, 2023
Proton Therapy Support Groups For Cancer Patients It can be a relief knowing you’re not alone. There are proton therapy support groups for cancer patients ready to help you. Cancer Diagnoses Are Life Changing Cancer Support Groups Play a Valuable Role Simply hearing the words “it’s cancer” from your physician is traumatic. It is well known that cancer is a threat not only to your life and health, but also to your finances, job and family. It is often the greatest challenge a person has ever faced in their life. When the future is uncertain, moving forward can seem impossible. Thankfully, those suffering have a host of resources. There are a broad range of cancer patient support groups nationwide. With the advances made in proton therapy, support groups for current and past patients who... Read more
Jury Awards $200 Million in Insurance Bad Faith Verdict for Denial of Cancer Treatment
April 15, 2022
On April 5, 2022, a jury in Las Vegas, Nevada, rendered an insurance bad faith verdict against Sierra Health and Life Insurance Company (a subsidiary of United Healthcare) in the amount of $200 million. The award included $40 million in compensatory damages for the physical, mental, and emotional harm caused to Sierra policyholder Bill Eskew resulting from Sierra’s malicious and oppressive denial of Bill's health insurance claim for cancer treatment. It also included an award of $160 million in punitive damages, which are designed to punish Sierra for its conduct in denying Mr. Eskew’s claim. The punitive damages are also designed to deter Sierra and other health insurance companies from engaging in similar conduct in the future. Awarded Damages in Case Against Sierra Health & Life Insurance Com... Read more
