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EXPERIENCED INSURANCE LAWYER

Policyholders face insurance companies who delay, deny and underpay their claims every day. Policyholders know when their insurance company is not being fair with them, but all too often don’t know their legal options. The law requires insurance companies to act in good faith when dealing with their policyholders. When they fail to do this, they are in “bad faith.”

Insurance lawyer Doug Terry protects those who have been wronged by an insurance company’s bad faith conduct. Doug represents clients who have had their claims wrongfully denied or underpaid, or who have been mistreated by insurance companies. Policyholders often feel like their insurance company is too powerful or too big to challenge or hold accountable for their wrongful conduct, but that’s not true when the policyholder has the right lawyer on their side.

Doug believes bad faith conduct by insurance companies is just plain wrong. So, he puts his experience and skill to work helping his clients get the compensation they deserve. He represents clients across the state and beyond who have problems with many kinds of claims, including health, automobile, homeowners, disability, life and commercial insurance claims.

If you believe your claim has not been handled fairly, call insurance lawyer Doug Terry at (405) 463-6362 for a free consultation today.

Doug also represents people who have been injured by industrial accidents, product failures, trucking and motor vehicle accidents, medical malpractice and other causes. He has fought for countless people and their families who were confronted with wrongful death or serious injuries resulting from the negligence of others.

Though his reputation has been earned though his aggressive approach in litigating, settling and trying lawsuits on behalf of his clients, Doug takes the greatest pride in the relationships he has built with them.

  • HEALTH INSURANCE DISPUTES
  • AUTO INSURANCE CLAIMS
  • PROPERTY INSURANCE BAD FAITH

HEALTH INSURANCE DISPUTES

The Cunningham’s Story

Health Insurance Denial LawyerDoug represented Ron Cunningham after his insurance company, Aetna, denied coverage for proton therapy to treat his wife, Orrana, who had stage IV nasopharyngeal cancer. Aetna claimed the treatment was “experimental,” so Ron was forced to borrow $92,082 against the dream house he and Orrana had built. After losing his wife and enduring a three-and-a-half-year legal battle, a jury awarded the Cunningham family over $25 million after it was proven Aetna breached its contract and acted in bad faith.

READ ABOUT THIS $25 MILLION VERDICT HEALTH INSURANCE DENIALS

  • Coverage Denied
  • Underpaid Claims
  • Coverage Disputes
  • Delay in Claim Processing

AUTO INSURANCE CLAIMS

Coverage Underpayment

One of Doug’s clients was seriously injured by a distracted driver who carried the minimum amount of insurance – $25,000. Doug’s client had over $20,000 in medical bills and needed $100,000 worth of surgery. The client’s own insurance company tried desperately to underpay him with an unfair settlement. Doug went to work and revealed that the company used practices that encouraged adjusters to take advantage of policyholders. The company settled for far more money than Doug’s client would have recovered through his own UM insurance.
READ MORE ABOUT THIS CLIENT STORY DO YOU HAVE A CLAIM?

  • Delay of Claim Payments
  • Denial Without Justification
  • Lowball Offers of Claim Payments
  • Biased Experts Deciding Claims

PROPERTY INSURANCE BAD FAITH

They Lost It All, Then…

One family Doug represented lost everything in a devastating home fire. Unfortunately, their insurance company dragged their feet and did everything possible to underpay the claim. When the policyholders hired Doug Terry, things changed. Through careful investigation and skillful depositions, Doug exposed the insurer’s bad faith conduct. The company settled the case with the satisfied policyholders, who remain loyal friends with Doug to this day.
READ MORE ABOUT THIS CLIENT STORY LEARN ABOUT HOME INSURER BAD FAITH

  • Homeowners Insurance Claims
  • Commercial Property
  • Coverage Disputes
  • Storm Damage
  • Flooding
Health Insurance Lawyer

When dealing with a bad faith insurance company, don’t take no for an answer. Call Doug Terry today to hold them accountable for what they owe you.

HEALTH INSURANCE DENIALS

It’s enough to make you sick.

Healthcare in the United States is incredibly expensive. We’re encouraged to have insurance to protect us from these costs. When we get sick and it’s time to reap the benefits of our policy, far too many people find their claims denied. Insurance companies have a bag of tricks they use to keep their payments to a minimum, and these practices come at your expense. Doug Terry knows their play book.

If you’ve been wrongfully denied by your insurance company for a legitimate claim, then your insurer may have acted in bad faith. You don’t have to accept an insurance company’s decision. Contact Doug and speak to an advocate who will set things right.

HEALTH INSURANCE DENIALS GET A FREE CONSULTATION

PROPERTY INSURANCE DISPUTES

Insurance policies represent our “rainy day funds.” Sadly, too many policyholders find the water running dry.

You paid your insurance premium. You provided documentation proving your losses and you waited patiently to receive money for your property damage. Now, you’re being given the short end of the stick by the company you’ve trusted with your policy. Unfortunately, this story is all too familiar to the clients of insurance lawyer Doug Terry. It happens often, and many policyholders accept unlawful treatment by insurance companies without exploring their legal options.

Property damage can be caused by a hail storm, tornado, fire or any other unforeseen circumstance. You’ve been paying the bill for a safeguard against natural disasters, and it’s time for your insurance company to make good on their promises. Doug is ready to help you collect. Call us at (405) 463-6362 for a free consultation to discuss your claim.

PROPERTY INSURANCE CLAIMS CONTACT DOUG

Auto Insurance Lawyer

It’s time for your insurance company to do the right thing. Doug Terry will give them no other option.

Auto Insurance Claims That Are Denied or Underpaid

Insurance bad faith isn’t just unfair – it’s illegal.

Vehicle owners are required by law to insure their vehicles. Many of us have policies that go beyond the minimum requirements because we want assurance that we’ll be covered when our vehicle is damaged. It might seem like a cruel twist of fate that even though we’re legally required to carry insurance, our insurers feel comfortable denying our claims or offering us less than we deserve.

It’s time to use the law to your advantage by calling Doug Terry today. There are many tactics insurance companies use to reduce the payments they give policyholders. Doug knows them all. Call (405) 463-6362 and put his skills and experience to work on your claim.

AUTO INSURANCE BAD FAITH GET A FREE CONSULTATION

Okalahoma Insurance Lawyer Doug Terry Bad Faith Insurance

Right vs. Wrong

When insurance executives rake millions of dollars into their pockets while they jeopardize the well-being of their policyholders by not fairly paying claims, their companies must be held accountable. Greed and corruption have no place when it comes to the health and finances of hardworking people. Doug Terry stands up for the little guys under tough circumstances. He fights aggressively on their behalf. He does everything he can to right the wrongs of a system the insurance companies set up to increase their profits at the expense of their policyholders.

INSURANCE COMPANIES WE’VE FOUGHT:

  • AAA
  • Aetna
  • AIG
  • Allianz
  • Allstate
  • American Family Insurance
  • American Fidelity Assurance
  • American Modern Insurance
  • ANPAC
  • Arkansas Farm Bureau
  • Blue Cross Blue Shield
  • CGU
  • Chesapeake Life Insurance
  • Chubb
  • CNA
  • Continental Casualty
  • Country Preferred Insurance
  • Farmers Group, Inc.
  • Farmers Insurance Company
  • Farmers Insurance Exchange
  • Fire Insurance Exchange
  • Foremost Insurance
  • GEICO
  • Global Health, Inc.
  • Hanover Insurance
  • Hartford Insurance
  • Healthcare Services Corporation
  • Homesite Insurance
  • James River Insurance Co.
  • Liberty Mutual
  • Maryland Casualty
  • Mercury Insurance
  • Mid-Century Insurance
  • Mutual of Omaha
  • National American Insurance
  • National Fire & Marine Insurance
  • Nationwide Insurance
  • Ohio Casualty Insurance
  • Oklahoma Farm Bureau
  • One Beacon Insurance
  • Safeco Insurance
  • Shelter Insurance
  • State Auto Insurance
  • State Farm Automobile Insurance Co.
  • State Farm Fire Insurance Co.
  • TIG
  • Truck Insurance Exchange
  • United American Insurance
  • United Benefit Life Insurance
  • United Healthcare
  • USAA
  • White Mountain Insurance Group
  • Woodmen of the World
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Doug Terry Is Your Advocate Against Insurance Companies

Doug is the advocate clients love and insurance companies fear.

Doug Terry has practiced law since 1993, has focused heavily on bad faith insurance throughout his career. He started his career working for insurance companies and gained invaluable insight into how these companies operate and how their representatives are trained to think. For the past 25 years, he’s put that knowledge to work for individuals and businesses who have been treated unfairly by their insurers.

By design, insurance exists to protect us from financial catastrophe when we experience hardship. Ironically, insurance companies that act in bad faith not only fail to protect policyholders, they actively worsen things by delaying, denying or underpaying claims.

A policyholder that has suffered a catastrophe is often in dire need of the payment their insurance company owes them. These catastrophes can come in the form of a tornado, a car wreck or a cancer diagnosis. In these times of need, Policyholders are often left out to dry by the company they’ve trusted. This isn’t just wrong, it’s illegal.

Doug is ready to hold your insurance company accountable for breaking the promises they’ve made. You can only level the playing field with the insurance company if you hire the right lawyer.

For insurance companies, policyholders are simply case numbers. For Doug Terry, they are clients, friends and, above all else, human beings who deserve to be treated with dignity, respect and fairness. Doug’s reputation and results speak to his dedication to his clients, but we encourage you to meet with him in person to discuss your case.

Contact Doug today to get started by calling our office at (405) 463-6362. We provide free consultations and you don’t pay unless we win your case.