Why My Car Insurance Was Denied
December 19, 2023
A Car Insurance Denied Lawyer Is Your Best Resource Buying a car is a major transaction. For many, other than their homes, this is the most valuable asset they own. Thus, they know and understand the value of protecting it through the purchase of car insurance. Most car owners carefully consider which insurance company to use; they review multiple organizations’ policies and select the one that best meets their needs. Of course, they make this purchase hoping they will never need to use it, but believing that if they do, their insurance company would act in good faith and pay their claims quickly and completely. Unfortunately, the opposite is quite often true Even large, established and seemingly reputable insurance companies regularly delay and deny car insurance claims. Insurance companies a... Read more
Is Your Insurer Committing Bad Faith? What Can You Do?
November 9, 2023
You have researched the plan, paid your premiums, and submitted your forms. Most people would consider these the right steps to take when making an insurance claim. Based on these reasonable actions, they would also assume that their claim would be appropriately paid in a timely fashion. Unfortunately, this does not always happen. In fact, insurance companies are known for delaying, underpaying and outright denying claims. While some claims may be invalid and others may be submitted incorrectly, it is not uncommon for insurance companies to treat their policyholders unreasonably and unfairly. If this sounds like your experience, you should seek the advice of a seasoned and reputable lawyer. Consulting an Oklahoma City insurance claim lawyer can provide the necessary expertise and support in navigating th... Read more
Why Do Insurance Companies Deny Claims?
October 26, 2023
Have you recently filed an insurance claim and been disappointed at the response you received? If so, you are not alone. More often than not, insurance companies delay, deny and even underpay claims, placing an undue financial burden on their policyholders and leaving them bewildered. And this tactic is not specific to one line of insurance coverage. In fact, health, auto, disability, homeowners, and long-term care claims have a history of being delayed and/or denied. This is confusing to many. When you enrolled in your insurance plan, you likely did so believing that, if you paid your premiums on time and in full, the insurance company would appropriately reimburse you for your expenses as outlined by your policy guidelines. It seems simple, right? Sadly, the world of insurance claim payment is rarely ... Read more
What To Do if a Health Insurance Claim Is Denied
September 19, 2023
Each year millions of medical insurance claims are denied, leaving consumers disappointed and facing severe health and financial consequences. What many believe should be a simple process, resulting in their being reimbursed according to their health care plan guidelines, is often frustrating and incredibly challenging. They have learned that sometimes, even when they do everything correctly, they end up disappointed with the outcome. When health care insurance claims are at the heart of the matter, this seems to be true more often than not. You see, health insurance companies are well-known for denying claims. Many consumers mistakenly believe that their health insurance carriers have their policyholders’ best interests at heart. Unfortunately, they don’t. Their loyalties do not lie with their p... Read more
What is Insurance Company Bad Faith?
August 16, 2023
Insurance Companies are Loyal to Themselves Insurance is Designed to Protect You from Loss The need to protect what is important and valuable to you is genuine; and, in many cases, insurance policies provide you with the peace of mind you need when worrying about severe financial loss. When you purchase an insurance policy, you are promising to pay premiums (a specific amount of money at certain times) for reimbursement for losses. Today, while you can insure almost anything, some of the most common policies cover property, health, automobiles, and even your life. When this coverage is purchased, insurance company clients believe that the process will be simple if they ever need to make a claim. They will be properly compensated for their losses on time. When this time comes, however, many find... Read more
How to File a Health Insurance Appeal for a Denied Claim Cancer
July 20, 2023
Cancer. Just hearing that diagnosis can strike fear into one’s heart. According to the CDC, 1.7 million people are diagnosed with cancer each year. The disease is devastating -- physically, emotionally, and financially. Medical care is costly; $185 billion dollars are spent annually on treatment. Those suffering from cancer work closely with their medical teams to identify and access the best options for their illness. Luckily, research is continuous and new treatments are regularly discovered. Those who have medical insurance expect that their treatment will be covered, that their procedures will be approved, and their providers paid in full. Unfortunately, the process is not as simple as it seems. In fact, tens of millions of cancer claims are denied every year. If you have been diagnosed with c... Read more
How to Appeal a Long-Term Disability Denial
June 13, 2023
Believing your long-term disability claim would be covered, without issue, when you have either an employee-sponsored or personal long-term disability insurance plan, seems reasonable. After all, if you have paid your premiums in a timely fashion, the insurance company should uphold their end of your business deal. Unfortunately, getting these claims paid is more challenging than one would think. In fact, insurance companies regularly deny them, leaving individuals like you frustrated and worried. The settlement you expected to receive would have compensated you for your lost earnings; you need that money to pay your bills. In Oklahoma (and across the country) many individuals simply accept the denial from their insurance companies as final. But they shouldn’t. Long-term disability decisions can be appe... Read more
Proton Therapy Support Groups For Cancer Patients
May 23, 2023
Proton Therapy Support Groups For Cancer Patients It can be a relief knowing you’re not alone. There are proton therapy support groups for cancer patients ready to help you. Cancer Diagnoses Are Life Changing Cancer Support Groups Play a Valuable Role Simply hearing the words “it’s cancer” from your physician is traumatic. It is well known that cancer is a threat not only to your life and health, but also to your finances, job and family. It is often the greatest challenge a person has ever faced in their life. When the future is uncertain, moving forward can seem impossible. Thankfully, those suffering have a host of resources. There are a broad range of cancer patient support groups nationwide. With the advances made in proton therapy, support groups for current and past patients who... Read more
What Happens If Your Insurance Claim Is Denied?
April 17, 2023
When you regularly make your insurance payments and then face the unpleasant surprise of your insurer denying a claim, you may wonder, what next? What happens if your insurance claim is denied? We bank on insurance policies to save us from financial ruin when things go wrong. In other words, we count on insurance companies to do the right thing when bad times come. However, too often insurance companies refuse to honor your valid claim. This unreasonable denial or failure to meet obligations under your insurance policy is considered “bad faith,” and to get you the benefits you deserve, you may need the help of a lawyer experienced in Oklahoma insurance law. Your insurance company must be fair, investigate your claim promptly, communicate with you, and inform you why your claim has been denied. When ... Read more
Can You Dispute an Insurance Claim Denial?
March 13, 2023
The answer is, yes, you can dispute an insurance claim denial. You have rights in Oklahoma and under federal law when your health insurance claim, auto insurance claim, home insurance claim or other insurance claim has been denied. When you have faithfully paid your insurance premiums in order to be protected when unexpected health issues, accidents and other incidents occur and your claim is unfairly rejected, it can be very upsetting and frustrating. But you should not give up. In such cases, seeking assistance from Oklahoma City home insurance claim lawyers can be a crucial step. These professionals can guide you through the process of disputing the claim denial and help you get the coverage you need and have paid for. There are steps you can take to dispute the claim denial and get the coverage you n... Read more
